Meet Our Financial Team in Auburn, NY - Cuddy Financial Services

Reaching Your Destination Together

Our team works collaboratively with clients to create a cohesive plan that seamlessly integrates wealth management and tax strategies. Our focus extends beyond mere investment returns, as we aim to deliver an after-tax adjusted rate of return on portfolios. With our year-round commitment, we ensure that our clients can enjoy a comfortable retirement, confidently spending their money without the fear of running out or leaving significant wealth untapped.

Daniel R. Cuddy, CPA, CFP®

Wealth Advisor

(315) 252-3600 ext. 31

dcuddy@cuddyfinancial.com

Utilizing a comprehensive approach to his practices, Dan assists clients with wealth management, cash flow & debt management, family risk management, and planning for retirement, education, legacy, business, and special situation planning.

Rose McIntosh

Financial Services Assistant

(315) 215-6133

rmcintosh@cuddyfinancial.com

Rose processes account transactions and new account applications, and serves as the liaison between the Advisors and our investment clients by servicing investment accounts and handling administrative matters for the wealth management team.

Michele Petrosino Whiting

Tax & Accounting Administrative Coordinator

(315) 215-6147

mwhiting@cuddyfinancial.com

Michele is responsible for assisting the tax department with daily tasks, helping to coordinate the tax season and assisting with tax related activities throughout the year.

Stefanie Raymond

Tax Preparer

(315) 215-6146

sraymond@cuddyfinancial.com

Stefanie is responsible for the preparation of a majority of individual and small business income tax returns. She has continued to perfect her practices with each tax season that passes at Cuddy Financial Services.

Kevin Cunningham

HR Representative, IT Liason and Tax Admin

(315) 215-6148

kcunningham@cuddyfinancial.com

Kevin is our lead in our firm's human resource practices and internal IT changes. He also continues to provide support in the tax department for quality assurance on the final product, and coordination of our tax systems and processes.

Chenna Chinthakindi

Business Intelligence & Analytics Specialist

(315) 215-6144

cchinthakindi@cuddyfinancial.com

Chenna is responsible for the development and optimization of the firm’s internal platforms. Chenna plays a pivotal role in backend architecture, environment setup, and documentation strategy, ensuring seamless integration across software.

Jami Brandstetter

Administrative Investment Assistant

(315) 215-6134

jbrandstetter@cuddyfinancial.com

As an Administrative Investment Assistant, Jami supports the Wealth Management Team by coordinating client communications, managing account documentation, and ensuring efficient daily operations.

Melissa Pritchard

Administrative Tax Clerk #1

(315) 215-6136

mpritchard@cuddyfinancial.com

Mel supports the firm’s tax operations by managing document collection, communicating with clients on outstanding items, and ensuring accurate, timely preparation. She works with the firm’s software developers to enhance internal systems.

We believe our teamwork approach adds a broader perspective to all we do and provides increased benefits to our clients.

Our team of financial professionals can help you address:

Investing principles and strategies*
Retirement investing and distribution strategies*
Estate conservation issues
Risk management

We also can answer your questions, including:

Can I retire early?*
Are my investments working hard enough?*
What’s the best approach for college savings?*
What are the elements of a sound estate strategy?
Do I have enough life insurance for my family?

Our experienced professionals have helped many people just like you with similar issues and concerns. We specialize in creating an approach that is designed to address your individual situation.

*These services are offered by Dan Cuddy through his affiliation with Avantax.

1. What qualifications do the advisors at Cuddy Financial Services have?

Deep expertise in both tax and financial planning. Credentials include: CPA (Certified Public Accountant) with over 40 years of experience; CFP® (Certified Financial Planner) with over 30 years of practice; Ongoing continuing education in tax law, financial planning, and investment strategy; Specialized experience with retirees, business owners, and families navigating complex financial transitions. You'll work with seasoned professionals who combine technical knowledge with personal care.

2. Is Cuddy Financial Services a fiduciary?

Yes, we always act in our clients' best interests. As fiduciaries, we are legally and ethically obligated to: Put client needs ahead of our own; Disclose all fees and potential conflicts of interest; Provide transparent, objective recommendations. This commitment is central to our boutique service culture. Fiduciary duty is the foundation of our client relationships.

3. Does your team specialize in certain types of clients?

Yes, we focus where we add the most value. We specialize in: Individuals and families nearing or in retirement; Small business owners with integrated tax and planning needs; Families facing special financial situations (inheritance, divorce, caregiving); Clients who value comprehensive, tax-smart planning over one-off advice. Our services are tailored to those with complex, meaningful planning needs.

4. How does your team stay current on financial laws and regulations?

Through constant education and professional commitment. Our team maintains relevance by: Meeting annual continuing education requirements for CPA and CFP® licenses; Attending industry conferences and training; Following IRS, SEC, and state regulatory updates; Leveraging professional networks for best practices. This ensures our advice is always current, accurate, and compliant. Staying ahead means protecting your future.

5. What makes the Cuddy Financial Services team different from larger firms?

Personalized attention with big-firm expertise. Unlike large firms where clients may feel like a number, our boutique model ensures: Direct access to senior advisors; Continuity of relationships over years—not turnover; Custom strategies, not "one-size-fits-all" plans; A holistic approach integrating tax, retirement, investments, and estate planning. You get the resources of a large firm with the intimacy of a family practice.