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How We Work

How We Work

Our reasons for becoming financial professionals are deeply personal. We repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. We are confident that with our understanding of personal finance, coupled with our training as financial professionals, we can help people better prepare for the future. After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives. We feel a commitment to our community.

Our team approach adds perspective to all we do and provides increased benefits to our clients.

Meet Our Team

Daniel R. Cuddy, CPA, CFP®

Wealth Advisor

(315) 252-3600 ext. 31

Utilizing a comprehensive approach to his practices, Dan assists clients with wealth management, cash flow & debt management, family risk management, and planning for retirement, education, legacy, business, and special situation planning.

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Michele Petrosino Whiting

Tax and Accounting Administrative Coordinator

(315) 252-3600 ext. 47

Michele is responsible for assisting the tax department with daily tasks, helping to coordinate the tax season and assisting with tax related activities throughout the year.

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Stefanie Raymond

Tax Preparer

(315) 252-3600 ext. 46

Stefanie is responsible for the preparation of a majority of individual and small business income tax returns. She has continued to perfect her practices with each tax season that passes at Cuddy Financial Services.

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Danelle Ceratt

Client Services Representative

(315) 252-3600 ext. 54

Danelle is responsible for assisting in servicing clients’ investment accounts and handling administrative matters for the wealth management team.

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Rose McIntosh

Financial Services Assistant

(315) 252-3600 ext. 33

Rose processes account transactions and new account applications, and serves as the liaison between the Advisors and our investment clients by servicing investment accounts and handling administrative matters for the wealth management team.

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Mark Carr


Mark is responsible for assisting the Tax & Accounting Department in providing Business Tax & Accounting expertise during the peak of Tax Season.

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Kristi Matthews

Executive Administrative Assistant

(315) 252-3600 ext. 52

Kristi is responsible for assisting clients and coordinating the firm's daily activities to ensure smooth daily operations between our management, staff, and vendors.

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Kevin Cunningham

Tax and Accounting Services Assistant & HR Representative

(315) 252-3600 ext. 48

Kevin is responsible for making certain the final product meets our quality control standards and ensures a seamless tax return delivery process. He also is involved in our firm's human resource practices and IT development.

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Melissa Pritchard

Tax and Accounting Services Assistant

(315) 252-3600 ext. 60

Melissa is responsible for organizing all incoming personal tax documents from our clients, and ensuring that our tax preparers have everything they need to complete a client's tax return. She is an integral part of client communication.

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Patricia Zammett


(315) 252-3600 ext. 42

As our receptionist, Pat is responsible for connecting our clients with the proper departments and handling the scheduling of all different communication options between our firm members and our valued clients.

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