Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The Why, What and How of Life Insurance The Why, What and How of Life Insurance Systematic Withdrawals in Retirement Taking regular, periodic withdrawals during retirement can be quite problematic. What's New for Social Security? There have been a number of changes to Social Security that may affect you, especially if you are nearing retirement.